Buying a home can be the single largest purchase/investment you might make in a lifetime. That’s why picking your mortgage lender is one of the most important decisions you’ll make during your home buying process. Please feel free to contact any of the below lenders with questions you may have about the prequalification process and/or the steps involved in the purchase of your next home!!
Alliance Bank
Chris Hotchkiss, Mortgage Officer
607-753-1218 (phone)
607-753-1833 (fax)
chotchkiss@alliancebankna.com
65 Main Street, Cortland, NY 13045
CFCU Community Credit Union
Missy Park,Mortgage Originator
607-756-6968 (office)
607-342-5240 (cell)
Email: missy.park@mycfcu.com
Rt. 281 Tops Plaza , PO Box 149, Cortland, NY 13045
www.mycfcu.com
Elmira Savings Bank
Jackie Newton, Mortgage Consultant
77 South West Street
Homer, NY 13077
Office: 607-749-7251
Fax:607-749-6427
Cell:607-229-6522
www.jackie-newton.com
The First National Bank of Dryden
Robert B. Porteus, Executive Vice President
607-844-8141 (Dryden) or
607-753-0392 (Cortland)
rporteus@drydenbank.com
7 W. Main St, Dryden, NY 13053
First Niagara
Karen Gaebler, Sr. Mortgage Consultant
607-758-2250 (office)
607-745-4882 (fax)
karen.gaebler@fnfg.com
One North Main Street, Cortland, NY 13045
Homestead Financial
John J O’Brien
Regional Sales Manager
Phone:315-445-2000 ext:214
Fax: 315-445-2008
Cell: 315-345-1999
email:jobrien@homesteadfinancial.net
5010 Campuswood Drive
HSBC Mortgage Corporation (USA)
Mark Huefner
Sr. Retail Mortgage Lending Consultant
607-273-2140 (phone)
607-327-1225 (cell)
mark.huefner@us.hsbc.com
300 N. Tioga Street, Ithaca, NY 14850
Homestead Financial Services
David Oldfield, Loan Officer
315-445-2008 (fax)
607-425-4770 (cell)
doldfield@homesteadfinancial.net
5010 Campuswood Dr. Suite 205, Syracuse, NY 13057
Key Bank
Felix Melendez
Community Development Mortgage Advisor
315-470-5022 phone
216-370-6006 cell
Felix_Melendez@keybank.com
201 South Warren Ave, Syracuse, NY 13202
Territory Mortgage Inc.
Mark Holzhauer, Senior Mortgage Consultant
315-561-9580 (phone)
markh@territorymortgage.com
www.territorycny.com
43 Oswego Street, Baldwinsville, NY 13027
Financing available for **Single and Doublewides**
Thoma Development Consultants
Linda M. Armstrong, Program Manager
607-753-1433 (phone)
607-753-6818 (fax)
email: linda@thomadevelopment.com
web: www.thomadevelopment.com
34 Tompkins St., Cortland, New York 13045
Thoma is an innovative community development consulting firm serving municipalities
and private customers throughout New York State. We specialize in planning, economic
market analyses, grant preparation, and program implementation in the areas of
housing, economic development, infrastructure, downtown revitalization, and community
facilities.
Tompkins Trust Company
Carol Burgess
AVP – Residential Mortgage Lending
TOMPKINS TRUST COMPANY
33 Clinton Avenue
Cortland, NY 13045
Phone: 607-662-0376
Cell: 607-227-6886
Fax: 607-662-0650
cburgess@tompkinstrust.com
www.tompkinstrust.com/mortgages/cburgess
Donna M. Rugino, Area Specialist
USDA Rural Development
Phone: 607-753-0851 ext. 102
Fax: 607-753-3190
donna.rugino@ny.usda.gov
1 N. Main St – 2nd Floor, Cortland, NY 13045
Section 502 Direct provides loan and very low income people the opportunity to acquire,
build, rehabilitate, or improve single family dwellings in rural areas. Section 502
Guaranteed Single Family housing Loan Program If your income is too high to qualify
for the Section 502 Direct Single Family Housing Loan, you may qualify for a Section
502 Guaranteed Housing Loan. USDA Rural Development issues a loan note guarantee
to the participating lenders. For more information please call Donna or AnnMarie at
607-753-0851 ext. 4
Wells Fargo Home Mortgage
Jason Vollers, NMLSR#63224
607-327-0181 (cell)
607-756-6700 (office)
877-547-3573
jason.r.vollers@wellsfargo.com
www.loanwithjason.com
3654 The Park, Cortland, NY 13045