Alliance Bank
Chris Hotchkiss, Mortgage Officer
607-753-1218 (phone)
607-753-1833 (fax)
chotchkiss@alliancebankna.com
65 Main Street, Cortland, NY 13045

Bank of America
Jason Vollers, Mortgage Loan Officer
607-274-4883 (phone)
607-327-0181 (cell)
jason.vollers@bankofamerica.com
202 The Commons, Ithaca, NY 14850

CFCU Community Credit Union
Missy Park,Mortgage Originator
607-756-6968 (office)
607-342-5240 (cell)
Email: missy.park@mycfcu.com
Rt. 281 Tops Plaza , PO Box 149, Cortland, NY 13045
www.mycfcu.com

Buying a home can be the single largest purchase/investment you might make in a lifetime.  Call CFCU first and let our experienced mortgage staff help you.  CFCU offers free preapprovals, competitive rates, low closing cost and we service retain all of our conventional mortgages.

First Niagara
Karen Gaebler, Sr. Mortgage Consultant
607-758-2250 (office)
607-745-4882 (fax)
karen.gaebler@fnfg.com
One North Main Street, Cortland, NY 13045

HSBC Mortgage Corporation (USA)
Mark Huefner
Sr. Retail Mortgage Lending Consultant
607-273-2140 (phone)
607-327-1225 (cell)
mark.huefner@us.hsbc.com
300 N. Tioga Street, Ithaca, NY 14850

Homestead Financial Services
David Oldfield, Loan Officer
315-445-2008 (fax)
607-425-4770 (cell)
doldfield@homesteadfinancial.net
5010 Campuswood Dr. Suite 205, Syracuse, NY 13057

A Mortgage Bank that offers all types of mortgages, but we specialize mostly in government backed loans. (FHA, VA, Rehab- 203k, USDA- 100% financing)  Quality customer service is our number one goal for all of our customers.  Let Homestead financial services help you make a house your home. For a fast approval please contact Jodi.

Key Bank
Felix Melendez
Community Development Mortgage Advisor
315-470-5022 phone
216-370-6006 cell
Felix_Melendez@keybank.com
201 South Warren Ave, Syracuse, NY 13202

M&T Bank
Tim Thomas, Mortgage Loan Officer
Mortgage Division
607-274-8991 (office)
315-420-4405 (cell)
tpthomas@mtb.com
118 N. Tioga St., Ithaca, NY 14850

MetLife Home Loans
Jackie Newton, Relationship Manager
607-749-7251 (office)
607-543-0930 (cell)
jnewton@metlife.com
www.jackie-newton.com
77 South Main Street, Homer, NY 13077

MetLife Loans is a Division of MetLife Bank, N.A. 

Southern Tier Mortgage Co.
Robert Newman, Loan Originator
607-745-1882 (cell)
800-677-2757 (toll)
robnewman@stmc.us
Regional Hdqtrs.
201 Oakdale Road, Johnson City, NY 13790

Territory Mortgage Inc.
Mark Holzhauer, Senior Mortgage Consultant
315-561-9580 (phone)
markh@territorymortgage.com
www.territorycny.com
43 Oswego Street, Baldwinsville, NY 13027

Financing available for **Single and Doublewides**

The First National Bank of Dryden
Robert B. Porteus, Executive Vice President
607-844-8141 (Dryden) or
607-753-0392 (Cortland)
rporteus@drydenbank.com
7 W. Main St, Dryden, NY 13053

Thoma Development Consultants
Linda M. Armstrong, Program Manager   
607-753-1433 (phone)  
607-753-6818 (fax)
email: linda@thomadevelopment.com
web:  www.thomadevelopment.com
34 Tompkins St., Cortland, New York 13045

Thoma is an innovative community development consulting firm serving municipalities and private customers throughout New York State. We specialize in planning, economic market analyses, grant preparation, and program implementation in the areas of housing, economic development, infrastructure, downtown revitalization, and community facilities.

Tompkins Trust Company
Kevin Cartmill
607-662-0376, ext 11436 office  
607-229-6078 fax       
kcartmill@tompkinstrust.com
33 Clinton Ave., Cortland, NY 13045

Tompkins Trust Company has Mortgage Officers ready to help with all of your home financing needs!  Our Cortland Area contact is Kevin Cartmill.

Tompkins Trust Company
Deborah F. Augst
AVP/Mortgage Loan Officer
607-273-3210 (office)
607-279-3595 (cell)
daugst@tompkinstrust.com
PO Box 460, Ithaca, NY 14851

Residential Mortgage Services, Ithaca area

Donna M. Rugino, Area Specialist
USDA Rural Development
Phone: 607-753-0851 ext. 102
Fax: 607-753-3190
donna.rugino@ny.usda.gov
1 N. Main St - 2nd Floor, Cortland, NY  13045

Section 502 Direct provides loan and very low income people the opportunity to acquire, build, rehabilitate, or improve single family dwellings in rural areas. Section 502 Guaranteed Single Family housing Loan Program If your income is too high to qualify for the Section 502 Direct Single Family Housing Loan, you may qualify for a Section 502 Guaranteed Housing Loan. USDA Rural Development issues a loan note guarantee to the participating lenders. For more information please call Donna or AnnMarie at 607-753-0851 ext. 4

Wells Fargo Home Mortgage
Carol H. Burgess
Home Mortgage Consultant/Renovation Specialist
607-756-6700 (office)
877-874-3573 (toll)
607-227-6886 (cell)
carol.burgess@wellsfargo.com
3654 The Park, Cortland, NY 13045