“Pam has done a great job and offered excellent advice and feedback when looking at our summer home. She has always made herself available for us and her follow up and attention to detail have been excellent so far in the process.”

K. Mead

“As first time home buyers we didn’t know what to expect or do. Pamela made the process of buying our home go as smoothly as it possibly could. She’s very understanding and knowledgeable of buying homes with many suggestions in making things work out for the best.”

J. Obrist

“We found Pam to be a very easy person to work with and she always had positive and knowledgeable suggestions. Her guidance to prepping our house enabled us to get our asking price. We would definitely contact Pam again if we were in need of a Real Estate Professional.”


“Pam was super helpful throughout our search for our first home. She kept us up to date on houses that we might be interested in, and was quick to let us know when the house that we now own was back on the market. She is amazingly friendly, personable, and willing to help her clients in any way possible.”


“Nicki is very professionally prepared to make your experience as enjoyable as possible. From the very first visit you have, to set up a real estate sale, all the way through closing, she is always willing to answer questions and concerns. She works diligently through the whole process to make sure her clients are kept up to date with all information. Nicki is experienced and very hard working for her clients. I would definitely recommend her to anyone looking for a great professional Real Estate Agent! She will work for your best interest, hands down!”


“Nicki is a great person to work with when finding a new home for your family! We have been looking for a home for 3 years and though frustrating at times, she has always reassured us that things will work out. We had certain requirements which made some things hard but once we finally found a house she was able to give every last option possible to make our dream home ours. It was a struggle at first due to some standard requirements but with Nicki giving us her ideas we finally found a bank that would work with us. If it were not for her experience we would have given up, or been told no many times. We are thankful for her time and effort throughout this process and would highly recommend her to anyone.”

N. Nikulan

“Terry is an incredible realtor! We recently purchased a home, and she was with us every step of the way. She worked with our limited schedule and always stayed in contact with us. She is a one-stop-shop! She connected us with our wonderful mortgage associate, as well as our home and car insurance agent. She has a fantastic personality, and I recommend her to anyone!”

D. Powers

“Terry Nadge-Howell has been working with me and my husband for many years. She has sold our only home we had for over 30 years and has understood our emotional and personal journey of letting go of the past. Also, she reassured us our new journey would be fulfilled as our past was. Terry is not only very professional, but she is sincere, honest and trustworthy. I have always recommended Terry to anyone looking to buy or sell a home.”

S. Barron

“Terry Howell has been helping my fiance and I through our first home buying experience. She has connected us with programs we never knew existed for first time home buyers. Highly recommend her.”

H. Towle

” We are closing on our first home tomorrow. Terry has been our rock through the whole process and we would not be at this point without her. She has gone above and beyond for us every step of the way, kept us calm and assured us through all of the frustrating moments. We highly recommend her if you need a realtor.”

Z. Jebbett

“Terry was a joy to have as a realtor. Our favorite quality has always been that she’s very down-to-earth and able to provide her honest opinion and helpful insight. She was quick to learn our style/taste in houses but also encouraged us to keep our eyes open to other options. We were very picky buyers so it took us 4 years and 20+ house tours to find a house that fit our style and price range. Through it all, Terry was always patient, very flexible with scheduling, and ready at a moments notice to look at a property as soon as it came on the market. Overall, we were very satisfied and would certainly use her again.”


“Pam was always available and ready to answer any questions I had during the entire process. She even trudged through feet of snow to show a house for me! I would definitely recommend her to others.”

Jennifer K.

“Amazing woman to work with! Pamela helped us from start to finish, made the whole process a breeze. Answered all our many questions, went above and beyond the call of duty in my mind, to make sure we had the home of our dreams. If I ever buy a home again or sell this one, I will be contacting her.”


“Pam is the best. I was trying to buy a house from hundreds of miles away. Pamela was patient with me. She took the time to see the house and gave me a video walking tour of not only the house but the surrounding neighborhood. She even walked the path I’ll follow to go to my job. She stayed on top of things all the way through. She is skillful and respectful of your needs. She is never in your way or pressures you. I’ll use her services again in the future and I highly recommend her.”


“Pam is AMAZING!!! She is so kind and patient. She always gets right back to me about any questions we have. She has helped us sell our current home as well as helping us look for a new home with our growing family. I don’t know what we would do without her.”

M. Flavin

“Pamela was recommended to us by a friend and we were very satisfied with the service she provided. She was very professional, personable, always available and returned calls/emails very quickly. She is a lifelong learner and grows in her professionalism through her experiences. We were very pleased with our interactions with her and would not hesitate to recommend her to our friends and acquaintances.”

Bill Tei

“Highly recommended. Satisfactory in every way. Tactful in difficult situations.”


“Pam, has helped us buy a home in the Cortland area. She knew the market and has been very helpful during this process. She was able to help us with a list of home inspectors, mortgage brokers and coordinated the whole process”


“Pam is awesome! She is the best professional I have ever worked with. She is always on top of everything with the paperwork. She never leaves you waiting for a reply. Even when you are waiting for paper work to get reviewed, she is there with personal support or a friendly chat to help you through the waiting. I have had over 300 exchanges with Pam, some were for the paperwork, most were just friendly conversations that really helped with the daily stress of waiting on buying a house. I tell everyone if they are in need of a really GREAT realtor to CALL PAM CULLIP, she is AMAZING. She’s friendly, so on top of everything and there for your every need. THANK YOU Pam for becoming a real friend to me. YOU ROCK as a realtor and I will always use you as my realtor.”

J. Owen

“I would like to take this opportunity to thank you for representing me in my recent purchase of a new home! It takes a lot of personalized time and effort to meet clients needs. Your professional skill set and attention to the smallest details made this a super smooth Transition! I wish you the best with your future endeavors and would like to say that Yaman Real Estate should be proud to have such an outstanding sales agent!”